The main programs administered by the Division are the federal Community Development Block Grant (CDBG) Program and the HOME Investment Partnerships (HOME) Program, and the State of Florida-funded housing program, known as the State Housing Initiatives Program (SHIP). The Division also administers other special initiative programs targeted at income eligible recipients, and frequently relating to housing opportunities. For organizations interested in applying for funding from these programs, click Getting Funded.
Community Development Block Grant Program
The Community Development Block Grant (CDBG) program is a flexible HUD program that provides communities with resources to address a wide range of unique community development needs. Beginning in 1974, the CDBG program is one of the longest continuously run domestic programs at HUD. Under the CDBG Entitlement Program, HUD provides funds directly to urban counties and metropolitan cities based on a population-based formula.
Annually, the City of Miami Beach receives approximately $1,700,000 in CDBG funds from HUD. Not less than 70 percent of CDBG funds must be used for activities that benefit low- and moderate-income persons. In addition, each activity must meet one of the following national objectives for the program: benefit low- and moderate-income persons, prevention or elimination of slums or blight, or address community development needs having a particular urgency because existing conditions pose a serious and immediate threat to the health or welfare of the community for which other funding is not available.
The use of CDBG funds is determined with considerable input from the community. CDBG funds can be used for public services for income-eligible participants, such as senior meals; renovating senior and youth centers; rehabilitate existing housing units; and funding fair housing and home ownership initiatives. The City issues a competitive process on an annual basis to accept funding applications from organizations.
For a list of agencies currently receiving CDBG funding.
HOME Investment Partnership Program
The HOME Investments Partnership Program (HOME), funded by the U.S. Department of Housing and Urban Development (HUD) is the largest Federal block grant to State and local governments designed exclusively to create affordable housing for low-income households. HOME funds are awarded annually as formula grants to participating jurisdictions. Annually, the City of Miami Beach receives approximately $1,100,000 in HOME funds from HUD.
Participating jurisdictions may choose among a broad range of eligible activities, using HOME funds to provide home purchase or rehabilitation financing assistance to eligible homeowners and new homebuyers; build or rehabilitate housing for rent or ownership; or for "other reasonable and necessary expenses related to the development of non-luxury housing," including site acquisition or improvement, demolition of dilapidated housing to make way for HOME-assisted development, and payment of relocation expenses.
The eligibility of households for HOME assistance varies with the nature of the funded activity. For rental housing and rental assistance, at least 90 percent of benefiting families must have incomes that are no more than 60 percent of the HUD-adjusted median family income for the area. In rental projects with five or more assisted units, at least 20% of the units must be occupied by families with incomes that do not exceed 50% of the HUD-adjusted median. The incomes of households receiving HUD assistance must not exceed 80 percent of the area median. HOME income limits are published each year by HUD.
The City publishes an annual Notice of Funding Availability (NOFA) for the HOME Investment Partnerships (HOME) Program. Funds may be utilized for acquisition and/or rehabilitation of multi-family buildings to provide affordable rental units or home ownership opportunities, as well as homebuyer programs.
Examples of HOME-funded activities include:
Home Buyer Assistance Program
The Home Buyer Assistance Program provides assistance to income-eligible homebuyers in the form of silent mortgages, down payment and closing costs assistance, and home ownership counseling.
Owner Occupied Housing Rehabilitation Program
The Owner Occupied Housing Rehabilitation Program provides assistance to income-eligible homeowners to rehabilitate their homes (which may include condominium units.) Eligible participants must reside in their homes and meet income guidelines.
For a list of agencies
The City publishes an annual Notice of Funding Availability (NOFA) for the State Housing Initiatives Partnership (SHIP) Program. Funds may be utilized for the rehabilitation of housing units being acquired in conjunction with a home ownership assistance program.
For a list of agencies